Energy Efficiency Loans with 2% Interest Rate

Liberty Utilities – Natural Gas, in partnership with Merrimack County Savings Bank and Meredith Village Savings Bank, is offering a 2% home improvement loan to participants of our natural gas Home Performance with ENERGY STAR (HPwES) program and/or our natural gas ENERGY STAR Appliances High Efficient Heating System rebate program. This is an unsecured loan for adding insulation, air sealing, natural gas heaters, and natural gas hot water heaters to your home. This offer is for a limited time while funding is available. (Liberty Utilities is currently buying down the interest rate on the Home Improvement loan from the published rate to 2%.)

Bring your (HPwES) quote for energy efficiency improvements and/or your completed rebate application to a bank branch today. For a bank branch near you, see their web sites or call Merrimack County Savings Bank at 603-225-2793 or Meredith Village Savings Bank at 1-800-922-6872. For a Home Improvement loan application visit or

Loans have maximum Loan Repayment Periods as indicated in the following table.

2015 Loan and Repayment Terms

Loan Amount Max. Loan Repayment Period Monthly payment per $1000
$1,000 up to $2,000 2 years $42.71
$2,001 up to $4,000 3 years $28.76
$4,001 up to $6,000 4 years $21.28
$6,001 up to $9,000 5 years $17.53
$9,001 up to $12,000 6 years $14.75
$12,001 up to $15,000 7 years $12.77


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